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wo guo zhu fang di ya dai kuan zheng quan hua tan xi
Author(s): 
Pages: 45-49
Year: Issue:  12
Journal: Finance & Trade Economics

Keyword:  住房贷款 商业银行 金融风险 住房抵押贷款证券化;
Abstract: 本文分析了我国住房贷款快速增长的主要原因 ,在此基础上 ,剖析了住房贷款的持续快速增长将导致商业银行积聚的几类金融风险 ,笔者认为 ,化解这些风险的有效途径是进行住房抵押贷款证券化 ,并且针对目前我国影响住房抵押贷款证券化开展的障碍提出了若干建议。
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