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nong cun zhi fu fu wu jian she cun zai de wen ti yu si kao
Author(s): 
Pages: 71
Year: Issue:  6
Journal: Gansu Finance

Abstract: 存在的主要问题(一)农村金融机构支付结算网络建设滞后.国有商业银行撤并农村机构网点,上收贷款权限后,只有农业银行、农村信用社和邮政储蓄三家金融机构,真正扎根农村、服务“三农”的只有农村信用社一家.农村信用社作为农村金融服务的主力军,由于存在对农村资金投放较少、资本充足率不足,不良贷款率较高、股权过分分散、风险共担机制未形成等方面的缺陷,其服务“三农”的功能难以充分发挥.至2011年底,两当县农行...
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