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ling shou fu : wei shi me wo bu gan zou jin ni
Author(s): 
Pages: 2-3
Year: Issue:  9
Journal: Finance and Accounting Monthly

Keyword:  零首付工商银行居民居住条件首付款个人信用制度个人资产汽车信贷信贷消费国内金融业利率低;
Abstract: <正> 消费者:希望与代价同在 2000年7月,工商银行广东分行正式把“零首付”推至台前,提出“楼供楼”的商品楼首付款方式,即以旧楼作抵押供新楼,既能有效地利用现有不动产资源改善居民居住条件,又能“以房生钱”;随后,北京、上海、南京、厦门等地的银行也在此前后铺开“零首付”业务,这项业务一经推出,博得一片叫好声。
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