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scp fan shi xia xiao e dai kuan gong si de shi chang jie gou xing wei yu ji xiao
Author(s): 
Pages: 100-103
Year: Issue:  32
Journal: Finance and Accounting Monthly

Keyword:  小额贷款公司SCP范式市场结构市场行为市场绩效;
Abstract: 本文以小额贷款公司为例,基于SCP分析范式,从市场结构、市场行为和市场绩效等方面对我国农村金融市场进行了实证分析。研究发现:新一轮农村金融改革的推行,使小额贷款公司等新型农村金融机构进入市场,市场集中度总体呈现下降趋势,初步形成多元化、广覆盖的农村金融服务体系。多元化的市场结构,又促使小额贷款公司通过积极的企业行为来应对日益激烈的市场竞争,进而获得更高的市场绩效。
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