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wo guo zhong xiao cheng shi gong ji jin rong zi mo shi tan xi yi hu nan yi yang wei li
Author(s): 
Pages: 102-107
Year: Issue:  17
Journal: Finance and Accounting Monthly

Keyword:  资产证券化“公转商”贴息贷款差别化的个人公积金贷款;
Abstract: 随着居民购房需求的增加,全国各地许多城市住房公积金管理中心贷款资金供不应求,各地公积金中心采取了不同的方式和途径化解资金流动性风险,较典型的有"资产证券化"、"公转商"贴息贷款、差别化的个人公积金贷款。本文以湖南益阳为例,通过数据比较分析这三种主要融资模式,介绍较适合中小城市住房公积金的融资方式,即差别化的个人公积金贷款。
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