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dui wo guo hu lian wang bao xian xing ye fa zhan wen ti de si kao
Author(s): 
Pages: 119-123
Year: Issue:  5
Journal: Finance and Accounting Monthly

Keyword:  互联网保险大数据信息安全产品创新;
Abstract: 互联网保险在我国出现至今,其发展过程可分为萌芽、探索、全面发展和爆发四个阶段。经历了多年的探索和积累,我国互联网保险行业规模迅速扩张,但和发达国家相比,渗透率仍较低。相比于传统保险,互联网保险有诸多优势,但在我国互联网保险行业中,监管方面法律法规不完善、业务模式存在道德风险、网络信息安全级别偏低、产品创新不足等问题对其发展形成了一定制约。为进一步促进我国互联网保险行业的健康发展,本文针对其存在的问题提出了相关对策建议。
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