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bo zuo lun shi jiao xia di san fang zhi fu ji gou yu shang ye yin xing de guan xi
Author(s): 
Pages: 114-119
Year: Issue:  20
Journal: Finance and Accounting Monthly

Keyword:  第三方支付商业银行博弈复制动态方程监管机制;
Abstract: 随着互联网技术与信息传输技术的普及,第三方支付机构借助"互联网+"战略得以快速发展。在支付产业领域中,第三方支付机构的竞争力和发展潜力与银行等传统金融机构不相上下,并有超越态势。虽然第三方支付机构不是真正的金融机构,但是其业务与银行有大量重叠,双方既有竞争又有合作且逐渐融合。传统商业银行依靠其信用与资金优势,在支付市场的规模竞争中一直制约着第三方支付机构的进一步发展,第三方支付机构与传统商业银行都面临着是否合作的抉择。
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